Welcome to ZeroFinance

The PayQart installmental payment option makes it affordable to own products for low flexible payments with no initial deposit. You can add items to your basket from our wide selection of consumer goods with minimum order between N100, 000.00- N500, 000.00. This payment option is designed for those who are in paid employment within Lagos State with verifiable monthly income.
 
How it Works: 
 
  • * Low Fixed Payments: PayQart installmental payment option makes shopping easy by promoting responsible purchasing through salary allotment or payroll deduction. Your payments are fixed amounts with a defined finish line.
  • * Convenient: You can apply from the comfort of your desk and notify us to send our representative to pick up your documents at any location within Lagos state. Once approved, your product will be shipped directly to your home.
  • * Approval is quick and Easy: Find out if you qualify in less than 24-hours upon provision of your bank statement evidencing your last three salary payments.
  • * Make Scheduled Payments: Your payments will automatically be deducted from your salary account according to your payment schedule through postdated cheques or direct debit mandate.

Just follow these simple steps:  

  1. GO SHOPPING 

Browse our latest ranges of household appliances and add eligible items to your basket or reach us on hello@zerofinance.com.ng with your order of N100, 000.00 or more. 

  1. SUBMIT REQUIREMENTS 

After checkout, select the pay in installment option and you will be sent the necessary requirements via email. At this point you will have to present these documents to us for appraisal 

  1. WE DELIVER TO YOU 

Upon receipt of your documents, you can get approval in as little as 24hours while we will deliver to your door-step within 3-5 business days 

  1. YOU MAKE EASY PAYMENTS 

After delivery, your payments will automatically be deducted from your salary account on a monthly basis according to your payment schedule through postdated cheques or direct debit.